How to find an apartment in San Francisco

Apartment hunting in San Francisco can be daunting. The first burden to overcome is learning the neighborhoods. Luckily, San Francisco is a relatively small big city, with 800,000 inhabitants in an area roughly the shape of a square, 7 miles on each side. Here’s a pretty decent map that outlines the major neighborhoods.

San Francisco neighborhood maps Map source: STOP AIDS Project

SFGate’s neighborhood guide is a good starting point, but I soon turned to my SF-based friends, family, and co-workers for any information they would share. What I heard again and again in response to the question “Where would you live if you could live anywhere” was “the Mission,” due to its concentration of young people, taquerias, nightlife, and sun. It’s not an area frequented by tourists, so not an area I’d spent any time in before. Which I liked.

Not For Tourists (NFT) Guide to San FranciscoI discovered an invaluable “guide” book intended solely for residents, rather than tourists, the aptly named, Not For Tourists Guide to San Francisco, 2006, which I highly recommend for demystifying San Francisco’s neighborhoods, in particular the areas where stores and restaurants coalesce. But don’t take my word for it, you can actually view the entire book online via a series of PDFs, for free. They even say:

Feel free to view and print these pdfs. If you’ve printed more than 20 pages, perhaps consider buying an actual book.

Very cool. But I digress.

The second burden is the cost of living. Currently the rent for a 1 bedroom apartment (1 bedroom usually means a bedroom, a living room, and a kitchen) starts at around $1400. A month. Most anywhere else in the country, that’s a respectable mortgage payment. On a 4 bedroom house. With a yard. And of course it only goes up from there.

The final challenge is just showing up. Since there isn’t a surplus of vacant rentals, a landlord can schedule a 1 hour long (or less) open house (sometimes with only a day or two’s notice) to show an apartment. If you can make it to the open house at the appointed hour, you show up. If not, well then that’s not the apartment for you. If you’re interested, they’ll provide a detailed rental application to fill out and fax back. It’s definitely worth filling out one of these for fun (they’re like personal history research projects) or at least compiling the phone numbers and addresses for current and previous landlords and employers.

Serious hunters will bring a checkbook with them, necessary for putting down a security deposit (as a measure of serious interest) as well as a recent credit report for each prospective renter (which can be got for free via annualcreditreport.com). With anywhere from 5 to 30 people stopping by in an hour’s timeframe, the pool of applicants (read: the competition) is too great for any landlord to want (read: need) to wait for any promised checks or applications.

In between open houses, fellow apartment hunters can be identified by the stack of ink-jet printouts of open house ads from Craigslist they’re carrying around. I felt a certain fraternity with these souls, knowing that I was doing exactly the same thing. Craigslist appears to have a corner on the rental classifieds market in San Francisco (and I presume many other cities). Aside from pounding the pavement, for many Craigslist is the first and last place to look for rentals.

Suffice it to say, for a dyed-in-the-wool maximizer like myself, this process has been a bit trying—and is compounded by the fact that I live an hour and a half away.

Part II: The great San Francisco apartment hunt begins!
Part III: The great San Francisco apartment hunt ends!

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It’s crazy isn’t it? And it’s sad to hear it hasn’t changed in the past couple of years. I remember getting my first apartment, the Shittiest Studio in Berkeley, showing up with Sean, with dozens of other potential renters, to view the saddest, ugliest, dirtiest, tiniest studio I’d ever seen, and then running down to the rental office to be the first one to put a deposit check in.

And yet there are still so many people there pissed off about new housing in the towns.

This was very interesting. Good graphic. I think cost of living is fascinating. The most I paid for rent was $1600 for a place on Balboa Island in Newport- and that was a STEAL! Way undervalued- it should have been over $2000. It’s all about location.

Yes, very good Justiny details and graphics. Now on to phase two: showing YOUR apartment and its charms. Smiley face!

I wholeheartedly agree with Marcia…pictures please.

Wow, Justin, I actually HAVE a 4 bedroom house on an acre and a half with a mortgate payment of just over $1400, north of Austin. How did you know? Good luck with the apt. search—as a loyal reader, I third Marcia’s request for photos once you obtain your Mission apartment.

Marcia/Dad/Tasha, I’m working on it. Unfortunately I’m short on pictures, so you’ll have to settle for words.

FWIW, I lived at Fillmore and Grove, right down the hill from Alamo Square. Depending on who you ask, that’s Lower Haight, Hayes Valley, Lower Fillmore, or Western Addition (or all of the above). I didn’t love my place ($1400 for my 1-bedroom was a pretty OK deal in the 2000-01 housing market, though)….but I really liked Lower Haight as a neighborhood - that strip of Haight has cool restaurants and shops, and it’s fairly quick walkable/bikable access to both Market & The Mission and Upper Haight/Golden Gate Park. The Eastern end of GGPark is an awesome jumpoff for some amazing bike rides that I am sure you would dig. The farther west you live, however, the foggier and cooler it gets. Lower Haight and Western Addition are nice in that they are a little sunnier and the most centrally located. Good luck!

I am looking for an apartment close to my daughter’s school, francisco middle school, in the north beach area. How can i find something cheap and livable? I am new to SF so I am not sure how to go about it.

[…] advice Once again (in case you weren’t paying attention in part I,) check out this. Try reading it before starting your search, not […]

[…] San Francisco about a year ago and covered his apartment hunt in his blog. The most useful post is How to find an apartment in San Francisco. His apartment hunt ordeals are then detailed in his The Great San Francisco Apartment Hunt posts, […]

Me n my pal jakki are moving to san francisco any advice you would like to share? We currently live in scotland :D

Nice map. I’d like to see it combined with street names also. And maybe add in other hoods like the Dogpatch and Seacliff and Bayview?