Even though Holga D is a digital camera, in order to achieve its simplicity, it reduces the feature set to absolute minimum. Even the display is not there! So your photographs remain mysterious until you download the images. This makes the experience quite similar to the good old film based cameras.
I’m admittedly a passive investor, with 100% of my retirement savings invested in index funds, but this article in Slate, ostensibly about Facebook’s impending IPO, was the first I’ve read that expressed a downside to emerge from index fund investing: ineffective corporate governance.